I, attorney Steve Caya, have more than ten years of experience in the insurance defense industry. In those years, I amassed extensive experience in defending motorcycle injury claims. I have significant knowledge of complex insurance information, and I now use this knowledge to provide my injured clients with the best possible legal representation.
Working out of my office at the law firm of Nowlan & Mouat, LLP, I represent injured bikers throughout Wisconsin. If you have been injured in a motorcycle accident and have questions about your insurance coverage, or if you have questions about motorcycle insurance, call me at 608-554-4550 or toll free at 1-888-850-4074. You may also contact me online. Evening, weekend and off-site appointments are available.
Understanding Wisconsin Motorcycle Insurance
As your attorney, I will take the time to explain insurance issues. Wisconsin's state insurance requirements set the minimum limits at 50/100/10. Beginning January 2010, this required coverage includes the following:
- Minimum bodily injury: $50,000 per person injured and $100,000 for all people injured
- Minimum property damage: $15,000 for injury to or destruction of property of others
- Uninsured Motorist (UM): $100,000 per person injured and $300,000 for all people injured and must also include a minimum of $1,000 for medical expenses
- Underinsured Motorist (UIM): If purchased, minimum is $100,000 per person or $300,000 for all persons
- Minimum med pay of $10,000 per person
What if I am injured by an underinsured or uninsured motorist?
If you are injured in a motorcycle accident by a person who is underinsured or does not have any insurance, you can recover compensation through your UM/UIM coverage. However, this is where injured people often run into bad faith insurance claims. If your insurer is denying a claim, delaying a claim, requesting excessive and unnecessary information to process your claim or is attempting to settle for far less that what you deserve, they are likely acting in bad faith.
I handle all complex insurance issues and demand the fair compensation my injured clients need. You should expect nothing less when you are dealing with a catastrophic injury.
I handle motorcycle accidents on a contingent fee arrangement. You have no out-of-pocket risk, and I am only paid if recovery is obtained on your behalf.
I would be happy to speak with you regarding your insurance coverage dispute. Contact me to arrange your free initial consultation.
